Last updated: October 31, 2026
This Privacy Policy applies to the mobile app Udqa: Khata Credit Ledger (Google Play package io.goalplanner.udqa, also published on the Apple App Store), developed and published by Inertia Energy Solutions ("Developer", "we", "us"). Inertia Energy Solutions is the developer and data controller responsible for Udqa, as named on its Google Play and App Store listings.
Developer: Inertia Energy Solutions · Contact: shumailasahervu@gmail.com
Account details (name, email) from email, Google or Apple sign-in. The khata you keep: customers (name, phone number you enter, note, credit limit, promised date), entries (type, amount, cash and online parts, payment channel label, date, note), day-end cash counts and your shop profile (shop name, shop phone, currency, reminder language). We also store a one-way hash of a device identifier to prevent referral abuse. Udqa does not read your SMS, contacts or location, and never asks for an OTP.
When you send a customer their statement link, a statement is published containing your shop name and phone, the customer's name, the balance and up to the last 30 entries (date, type, amount, short note). Anyone who has the link can view it, so share it only with that customer; the link cannot be guessed or listed. The customer can confirm the balance or flag a mistake; their name and the time are then shown to you. You can delete the customer (and the statement) at any time.
To provide the app: back up and sync your khata across devices, build the cash book and reports, publish statements you choose to share, schedule reminders on your phone and run the Share & Earn programme. Reminders are sent by you through WhatsApp or SMS; Udqa never messages your customers by itself. We do not sell your data and we do not share it with lenders. Ads (AdMob) are shown only to signed-in free users and may use your advertising ID if you allow it; Premium removes ads.
Your customers and entries are visible only to you. A published statement is visible to people who have its link. Data is stored with Google Firebase.
Delete any entry or customer at any time, for free. Settings → Delete account removes your account, all customers, entries, cash counts, statements and settings.
Udqa is not directed at children under 13.
You can delete your Udqa account and all associated data at any time in the app (Settings → Delete account), or without the app via https://udqa-app15.web.app/delete-account, or by emailing shumailasahervu@gmail.com. Account data, cloud backups and content you own are deleted within 30 days; limited records may be kept only where required by law. Data stored only on your device is removed when you uninstall the app.
Inertia Energy Solutions (developer of Udqa: Khata Credit Ledger) · shumailasahervu@gmail.com